RSM Financial Services
Encouraging, educating and empowering individuals and businesses on their journey to financial freedom.
Services we offer for businesses
This includes recording and categorizing all business transactions, reconciling bank and credit card statements, tracking income and expenses, preparing financial statements (profit and loss and balance sheet), and ensuring your books are accurate and up to date for tax and financial decision-making purposes.
Includes organizing and updating past financial records that have fallen behind. This includes recording missing transactions, reconciling old bank statements, correcting errors, and bringing your books up to date so you're ready for tax filing, financial reporting, or moving forward with regular monthly bookkeeping.
Ensure your team gets paid accurately and on time—without the stress. We handle everything from calculating wages and tax withholdings to filing payroll taxes and generating employee pay stubs. Whether you're paying employees weekly, biweekly, or monthly, we streamline the entire process and keep you compliant with federal and state regulations.
Services we offer for individuals
numbers-driven review of your complete financial picture, including income, spending, savings, debt, and investments. You’ll gain clarity on where your money is going, identify hidden leaks and opportunities for optimization, and receive a personalized strategy to align your spending with your real priorities—without restriction or guilt. The result is a clear, actionable plan that shows you exactly what to automate, what to adjust, and how to use your income more intentionally so your money supports the life you actually want.
A guided, hands-on program designed to help you take control of your money and build a sustainable system you can actually stick to. Over three months, you’ll create a realistic budget aligned with your real life—not perfection—while learning how to manage cash flow, reduce financial stress, and make confident spending decisions. You’ll move step by step from clarity to consistency, with structure, accountability, and practical tools that help you break old money habits and replace them with intentional ones. By the end of the program, you’ll have a clear budget, better spending awareness, and the confidence to manage your money without guilt, overwhelm, or constant second-guessing.
A comprehensive, high-level check-in designed to help you evaluate the past year and strategically plan for the year ahead. We review your income, spending, savings, debt, and investments to identify what worked, what didn’t, and where adjustments will make the biggest impact. You’ll gain clarity on progress toward your financial goals, uncover opportunities for optimization, and leave with a focused plan for the next 12 months—so you can move forward with confidence, intention, and a clear financial direction.
Products we offer for individuals
This one-page budget template is designed for clarity, not complexity. Everything you need to manage your money lives in one simple, easy-to-use sheet—no overwhelming charts, no unnecessary graphs, and no confusing categories. It helps you see your income, expenses, and priorities at a glance so you can make quick, confident decisions about your money without spending hours tracking or tweaking. Perfect for anyone who wants a clean, practical budgeting tool that actually gets used.
About Me…
Hi, I’m Rubyt, a 30-year-old accountant who turned smart money moves into lasting freedom.
When I became an accountant I learned very quickly that professional knowledge doesn’t always equal personal financial success. I bought my first home at 23, but shortly after, I found myself living paycheck to paycheck. That wake-up call pushed me to take charge of my finances—and that’s when my journey began.
I paid off $30,000 in debt in just 9 months, built a peace fund for myself and learned how to manage my cash flow with confidence and budget for the things that really mattered to me like vacationing and by 29, I had fully paid off my home. All this happened in only 4 years!
This transformation allowed me to quit my 9-to-5 to pursue my passion—helping others do the same - take control of their money and build lasting freedom all while still traveling. Now, I combine my professional expertise with real-life experience to help others gain control of their finances and build the freedom they deserve.
If you know how to make money but find it hard to manage, keep, or grow it—you're not alone. I help entrepreneurs like you turn income into lasting wealth and build a financial foundation that supports long-term success. Let’s get your money working as hard as you do!
